This reads, "Do you have any money? Let's talk about how much we want your money."
But it could read, "Dear James, this is the information that we have on file for you. Click here to update your info." I'd be glad to update my info but I'm not gonna engage with a sales guy who doesn't even know my name.
This is bad, no matter whether it was initiated by an individual sales guy or by the marketing dept. Given the poor grammar, I have a guess which it was.
(By the way, no one in my family is named James).
Read this rant by David for more on annoying email marketing.